10 reasons why ATM machine stuck your ATM card - Sesgist

Many of us have been victim of this incident when ATM machine have you card stucked and it's nerve-wrecking.

An ATM (Automated Teller Machine) is a self-help electronic banking device which is networked with financial institutions and performs financial transactions for client.
Modern ATMs can perform a variety of functions including cash withdrawal, cash transfer, cash deposit, utility bills payment, balance inquiry, obtaining the bank statement etc. Despite of all the advantages, ATM cards, Debit cards or Credit cards which are used at ATMs may get swallowed by the machine. There could be several possible reasons for this trouble which I have discussed below.

1# Using a card in wrong ATMAn ATM is configured to support certain services like Visa, MasterCard, Discover, verve etc. If you insert a card into such an ATM which does not display the logo of your service, your card might be eaten by the machine.
In most Nigerian ATM supports only Visa, MasterCard and verve. To avoid trouble before you insert your card make sure it display your Card logo.


2#
Using an expired card

This is a big issue about which people do not care. If the card has crossed the expiry date, the card becomes useless please go and order a new one. Don't put your expired Card in any ATM machine if you want to avoid story that touch.

3#
Using the blocked card

If you lost your card, blocked it and later recovered it but didn’t unblock it or your card was blocked by the provider due to the violation of any term, using such blocked card will alert the ATM and it will simply eat up your card.


4#
Use of reported card
A stolen card must be reported immediately. Such cards become useless even if you recover them. Using such cards will result into alerting the cash machine for illegal action and holds your card.


5#
Out of order ATM

This is one of the biggest issue which can create troubles for users. An out of order machine can swallow your card instead of returning it. The major cause for this problem is not from the user but could be the failure of any mechanical or electronic part inside the machine. Before inserting your card make sure that you received go ahead order from the machine.


6#
Entering PIN erroneously several times

When you use your card at an ATM, you have to enter the PIN before proceeding to services menu page. If you have forgotten the actual PIN and enter it erroneously several times, ATM will hold your card considering it a stolen card or a theft attempt. Sometimes , mistakenly entering wrong PIN more than once can result into the same.


7#
Inserting the card wrongly

Before you insert the card make sure to the way in which it is done. The arrow in side the card indicates which way you will insert it. Wrongly inserted will stuck your card.


8#
Having no balance or insufficient balance in account

Some ATMs are configured to hold your debit card or ATM card if you have no balance or insufficient balance in your bank account. That is an unfair policy to hold your card for that reason but it’s happening.


9#
Using a faulty or broken card

Every card has the name of account holder written on it in plus a magnetic strip on the back which carries necessary details which is machine readable only. If for some reason the name or magnetic strip fades away, the ATM will not be able to read the card and might hold it. Same is true in case of using broken or bent card. It might get stuck inside.

10#
Following wrong procedure**

What happens when you supposes to press 1 and you press 5 and when to press 8 you press 3?
When you insert your card and enter your pin, there are many poped up menu which allows you to carry any transaction. Misleading and wrongly pressing the unwanted button in a possible time might have you card stucked.